diff --git a/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java b/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java
index 8a47e44928..48c09c505d 100644
--- a/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java
+++ b/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java
@@ -216,7 +216,8 @@ public enum EmbeddedDatabaseConnection {
 			EmbeddedDatabaseConnection[] candidates = EmbeddedDatabaseConnection.values();
 			for (EmbeddedDatabaseConnection candidate : candidates) {
 				if (candidate != NONE && productName.contains(candidate.name())) {
-					return candidate.isEmbeddedUrl(metaData.getURL());
+					String url = metaData.getURL();
+					return (url == null || candidate.isEmbeddedUrl(url));
 				}
 			}
 			return false;
diff --git a/spring-boot-project/spring-boot/src/test/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnectionTests.java b/spring-boot-project/spring-boot/src/test/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnectionTests.java
index b86f56b6fe..64e5e9bdaf 100644
--- a/spring-boot-project/spring-boot/src/test/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnectionTests.java
+++ b/spring-boot-project/spring-boot/src/test/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnectionTests.java
@@ -151,6 +151,17 @@ class EmbeddedDatabaseConnectionTests {
 						.isFalse();
 	}
 
+	@Test
+	void isEmbeddedWithMissingDriverClassMetadata() throws SQLException {
+		assertThat(EmbeddedDatabaseConnection.isEmbedded(mockDataSource(null, "jdbc:h2:meme:test"))).isFalse();
+	}
+
+	@Test
+	void isEmbeddedWithMissingUrlMetadata() throws SQLException {
+		assertThat(EmbeddedDatabaseConnection
+				.isEmbedded(mockDataSource(EmbeddedDatabaseConnection.H2.getDriverClassName(), null))).isTrue();
+	}
+
 	DataSource mockDataSource(String productName, String connectionUrl) throws SQLException {
 		DatabaseMetaData metaData = mock(DatabaseMetaData.class);
 		given(metaData.getDatabaseProductName()).willReturn(productName);