diff --git a/spring-boot-project/spring-boot-autoconfigure/src/test/java/org/springframework/boot/autoconfigure/jdbc/DataSourcePropertiesTests.java b/spring-boot-project/spring-boot-autoconfigure/src/test/java/org/springframework/boot/autoconfigure/jdbc/DataSourcePropertiesTests.java
index 92a64ccb61..09c69d4453 100644
--- a/spring-boot-project/spring-boot-autoconfigure/src/test/java/org/springframework/boot/autoconfigure/jdbc/DataSourcePropertiesTests.java
+++ b/spring-boot-project/spring-boot-autoconfigure/src/test/java/org/springframework/boot/autoconfigure/jdbc/DataSourcePropertiesTests.java
@@ -16,9 +16,12 @@
 
 package org.springframework.boot.autoconfigure.jdbc;
 
+import org.junit.Rule;
 import org.junit.Test;
+import org.junit.rules.ExpectedException;
 
 import org.springframework.boot.jdbc.EmbeddedDatabaseConnection;
+import org.springframework.boot.test.context.HidePackagesClassLoader;
 
 import static org.assertj.core.api.Assertions.assertThat;
 
@@ -31,6 +34,9 @@ import static org.assertj.core.api.Assertions.assertThat;
  */
 public class DataSourcePropertiesTests {
 
+	@Rule
+	public final ExpectedException thrown = ExpectedException.none();
+
 	@Test
 	public void determineDriver() {
 		DataSourceProperties properties = new DataSourceProperties();
@@ -59,6 +65,17 @@ public class DataSourcePropertiesTests {
 				.isEqualTo(EmbeddedDatabaseConnection.H2.getUrl());
 	}
 
+	@Test
+	public void determineUrlWithNoEmbeddedSupport() throws Exception {
+		DataSourceProperties properties = new DataSourceProperties();
+		properties.setBeanClassLoader(new HidePackagesClassLoader("org.h2",
+				"org.apache.derby", "org.hsqldb"));
+		properties.afterPropertiesSet();
+		this.thrown.expect(DataSourceProperties.DataSourceBeanCreationException.class);
+		this.thrown.expectMessage("Cannot determine embedded database url");
+		properties.determineUrl();
+	}
+
 	@Test
 	public void determineUrlWithExplicitConfig() throws Exception {
 		DataSourceProperties properties = new DataSourceProperties();
diff --git a/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java b/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java
index eccfafac17..eeaa971cc4 100644
--- a/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java
+++ b/spring-boot-project/spring-boot/src/main/java/org/springframework/boot/jdbc/EmbeddedDatabaseConnection.java
@@ -106,7 +106,7 @@ public enum EmbeddedDatabaseConnection {
 	 */
 	public String getUrl(String databaseName) {
 		Assert.hasText(databaseName, "DatabaseName must not be null.");
-		return String.format(this.url, databaseName);
+		return this.url != null ? String.format(this.url, databaseName) : null;
 	}
 
 	/**