diff --git a/spring-core/src/main/java/org/springframework/core/io/support/PathMatchingResourcePatternResolver.java b/spring-core/src/main/java/org/springframework/core/io/support/PathMatchingResourcePatternResolver.java
index 9feda4082f..369dbab013 100644
--- a/spring-core/src/main/java/org/springframework/core/io/support/PathMatchingResourcePatternResolver.java
+++ b/spring-core/src/main/java/org/springframework/core/io/support/PathMatchingResourcePatternResolver.java
@@ -1,5 +1,5 @@
 /*
- * Copyright 2002-2019 the original author or authors.
+ * Copyright 2002-2020 the original author or authors.
  *
  * Licensed under the Apache License, Version 2.0 (the "License");
  * you may not use this file except in compliance with the License.
@@ -432,6 +432,9 @@ public class PathMatchingResourcePatternResolver implements ResourcePatternResol
 						// Possibly "c:" drive prefix on Windows, to be upper-cased for proper duplicate detection
 						filePath = StringUtils.capitalize(filePath);
 					}
+					// # can appear in directories/filenames, java.net.URL should not treat it as a fragment
+					filePath = StringUtils.replace(filePath, "#", "%23");
+					// Build URL that points to the root of the jar file
 					UrlResource jarResource = new UrlResource(ResourceUtils.JAR_URL_PREFIX +
 							ResourceUtils.FILE_URL_PREFIX + filePath + ResourceUtils.JAR_URL_SEPARATOR);
 					// Potentially overlapping with URLClassLoader.getURLs() result above!