diff --git a/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfiguration.java b/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfiguration.java
index e73b3d60..dcdfcb49 100644
--- a/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfiguration.java
+++ b/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfiguration.java
@@ -75,6 +75,7 @@ import org.springframework.cloud.config.server.environment.VaultEnvironmentRepos
 import org.springframework.cloud.config.server.environment.vault.SpringVaultClientConfiguration;
 import org.springframework.cloud.config.server.environment.vault.SpringVaultEnvironmentRepository;
 import org.springframework.cloud.config.server.environment.vault.SpringVaultEnvironmentRepositoryFactory;
+import org.springframework.cloud.config.server.support.GitCredentialsProviderFactory;
 import org.springframework.cloud.config.server.support.GoogleCloudSourceSupport;
 import org.springframework.cloud.config.server.support.TransportConfigCallbackFactory;
 import org.springframework.context.annotation.Bean;
@@ -163,11 +164,18 @@ public class EnvironmentRepositoryConfiguration {
 				ConfigurableEnvironment environment, ConfigServerProperties server,
 				Optional<ConfigurableHttpConnectionFactory> jgitHttpConnectionFactory,
 				Optional<TransportConfigCallback> customTransportConfigCallback,
-				Optional<GoogleCloudSourceSupport> googleCloudSourceSupport) {
+				Optional<GoogleCloudSourceSupport> googleCloudSourceSupport,
+				GitCredentialsProviderFactory gitCredentialsProviderFactory) {
 			final TransportConfigCallbackFactory transportConfigCallbackFactory = new TransportConfigCallbackFactory(
 					customTransportConfigCallback.orElse(null), googleCloudSourceSupport.orElse(null));
 			return new MultipleJGitEnvironmentRepositoryFactory(environment, server, jgitHttpConnectionFactory,
-					transportConfigCallbackFactory);
+					transportConfigCallbackFactory, gitCredentialsProviderFactory);
+		}
+
+		@Bean
+		@ConditionalOnMissingBean
+		public GitCredentialsProviderFactory gitCredentialsProviderFactory() {
+			return new GitCredentialsProviderFactory();
 		}
 
 	}
diff --git a/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/environment/MultipleJGitEnvironmentRepositoryFactory.java b/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/environment/MultipleJGitEnvironmentRepositoryFactory.java
index f63a8203..d99cd404 100644
--- a/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/environment/MultipleJGitEnvironmentRepositoryFactory.java
+++ b/spring-cloud-config-server/src/main/java/org/springframework/cloud/config/server/environment/MultipleJGitEnvironmentRepositoryFactory.java
@@ -21,6 +21,7 @@ import java.util.Optional;
 import org.eclipse.jgit.transport.HttpTransport;
 
 import org.springframework.cloud.config.server.config.ConfigServerProperties;
+import org.springframework.cloud.config.server.support.GitCredentialsProviderFactory;
 import org.springframework.cloud.config.server.support.TransportConfigCallbackFactory;
 import org.springframework.core.env.ConfigurableEnvironment;
 
@@ -38,19 +39,32 @@ public class MultipleJGitEnvironmentRepositoryFactory
 
 	private final TransportConfigCallbackFactory transportConfigCallbackFactory;
 
+	private final GitCredentialsProviderFactory gitCredentialsProviderFactory;
+
 	@Deprecated
 	public MultipleJGitEnvironmentRepositoryFactory(ConfigurableEnvironment environment, ConfigServerProperties server,
 			TransportConfigCallbackFactory transportConfigCallbackFactory) {
-		this(environment, server, Optional.empty(), transportConfigCallbackFactory);
+		this(environment, server, Optional.empty(), transportConfigCallbackFactory,
+				new GitCredentialsProviderFactory());
+	}
+
+	@Deprecated
+	public MultipleJGitEnvironmentRepositoryFactory(ConfigurableEnvironment environment, ConfigServerProperties server,
+			Optional<ConfigurableHttpConnectionFactory> connectionFactory,
+			TransportConfigCallbackFactory transportConfigCallbackFactory) {
+		this(environment, server, connectionFactory, transportConfigCallbackFactory,
+				new GitCredentialsProviderFactory());
 	}
 
 	public MultipleJGitEnvironmentRepositoryFactory(ConfigurableEnvironment environment, ConfigServerProperties server,
 			Optional<ConfigurableHttpConnectionFactory> connectionFactory,
-			TransportConfigCallbackFactory transportConfigCallbackFactory) {
+			TransportConfigCallbackFactory transportConfigCallbackFactory,
+			GitCredentialsProviderFactory gitCredentialsProviderFactory) {
 		this.environment = environment;
 		this.server = server;
 		this.connectionFactory = connectionFactory;
 		this.transportConfigCallbackFactory = transportConfigCallbackFactory;
+		this.gitCredentialsProviderFactory = gitCredentialsProviderFactory;
 	}
 
 	@Override
@@ -67,6 +81,7 @@ public class MultipleJGitEnvironmentRepositoryFactory
 		if (this.server.getDefaultLabel() != null) {
 			repository.setDefaultLabel(this.server.getDefaultLabel());
 		}
+		repository.setGitCredentialsProviderFactory(gitCredentialsProviderFactory);
 		return repository;
 	}
 
diff --git a/spring-cloud-config-server/src/test/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfigurationTests.java b/spring-cloud-config-server/src/test/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfigurationTests.java
index 94e68c26..ae59cf8b 100644
--- a/spring-cloud-config-server/src/test/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfigurationTests.java
+++ b/spring-cloud-config-server/src/test/java/org/springframework/cloud/config/server/config/EnvironmentRepositoryConfigurationTests.java
@@ -19,10 +19,12 @@ package org.springframework.cloud.config.server.config;
 import org.junit.Test;
 
 import org.springframework.boot.autoconfigure.AutoConfigurations;
+import org.springframework.boot.autoconfigure.AutoConfigureBefore;
 import org.springframework.boot.test.context.TestConfiguration;
 import org.springframework.boot.test.context.runner.ApplicationContextRunner;
 import org.springframework.cloud.config.server.environment.ConfigTokenProvider;
 import org.springframework.cloud.config.server.environment.EnvironmentConfigTokenProvider;
+import org.springframework.cloud.config.server.support.GitCredentialsProviderFactory;
 import org.springframework.context.annotation.Bean;
 
 import static org.assertj.core.api.Assertions.assertThat;
@@ -49,6 +51,19 @@ public class EnvironmentRepositoryConfigurationTests {
 				});
 	}
 
+	@Test
+	public void customGitCredentialsProvider() {
+		new ApplicationContextRunner()
+				.withConfiguration(AutoConfigurations.of(GitTestBeans.class, TestBeans.class,
+						EnvironmentRepositoryConfiguration.class))
+				.withPropertyValues("spring.profiles.active=git",
+						"spring.cloud.config.server.git.uri=http://github.com/user/test")
+				.run((context) -> {
+					assertThat(context.getBean(GitCredentialsProviderFactory.class))
+							.isInstanceOf(GitTestBeans.CustomGitCredentialsProviderFactory.class);
+				});
+	}
+
 	@TestConfiguration
 	public static class TestBeans {
 
@@ -60,4 +75,19 @@ public class EnvironmentRepositoryConfigurationTests {
 
 	}
 
+	@TestConfiguration
+	@AutoConfigureBefore(EnvironmentRepositoryConfiguration.class)
+	public static class GitTestBeans {
+
+		@Bean
+		public GitCredentialsProviderFactory customGitCredentialsProviderFactory() {
+			return new CustomGitCredentialsProviderFactory();
+		}
+
+		public static class CustomGitCredentialsProviderFactory extends GitCredentialsProviderFactory {
+
+		}
+
+	}
+
 }