修改余额为0的处理，

添加银行卡空指针问题

src/main/java/com/pangding/web/authority/service/impl/FinanceServiceImpl.java

@@ -472,6 +472,7 @@ public class FinanceServiceImpl implements FinanceService {
     @Transactional
     @Override
     public ResponseResult<String> saveCapitalFlow(CapitalFlowReqVo req) {
+        req.setTempId(StringHelper.getMD5Id(req.getOrderId(), req.getOrderMonetDetailId()));
         mqService.log(new MessageLogReqVo(ReportMqConstant.REPORT_PRODUCT_DETAIL_SAVE, req.getTempId()));
         double money = req.getActualMoney();
         System.out.println("处理余额：" + req.getOrderId() + "," + req.getOrderMonetDetailId() + ",money:" + money);